So what happens when I don't have insurance and I hit another car who has insurance?

So what happens when I don't have insurance and I hit another car who has insurance?

I don't think I shouldn't be responsible. I definitely want to pay for damages, and am an idiot, the insurance expired last month, I had no idea until we looked at the paper work. Yes, you're right about the doing good doesn't matter when it comes to the law...I shouldn't have typed that in the first place ,I suggest you to try this site where one can get rates from the best companies:

 

BEST ANSWER: Try this site where you can compare quotes:salecarinsurance.xyz

 

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So what happens when I don't have insurance and I hit another car who has insurance?

I don't think I shouldn't be responsible. I definitely want to pay for damages, and am an idiot, the insurance expired last month, I had no idea until we looked at the paper work. Yes, you're right about the doing good doesn't matter when it comes to the law...I shouldn't have typed that in the first place ,I suggest you to try this site where one can get rates from the best companies:

 

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The insurance company called my dad today and told him that the insurance on my car (1997 Subaru Legacy sedan GT) was going to be $550 a month($6600 a year) is that a fair price? Is there a better insurance company for young drivers? I didn't do driving school to get the certificate either.

 

 

My car insurance was voided in the past, and now I can't get a quote anywhere, can anyone help?!?

When I started learning to drive at 17, I decided to buy my self a cheap car so that I'd be able to get more experience behind the wheel, pass my test quicker and have a car as soon as I passed my test. I was insured on my provisional license with an insurance company which specialised in learner drivers. However, I ended up getting 3 points on my license the week before I passed my test, in what I still think were pretty unfair circumstances. My house doesn't have a drive or a garage and so I had to park my car on the road in front of my house, or on a street round the corner when there were no spaces. As it was my first car I was really excited, and without understanding that I could get in trouble for it, I used to sometimes sit in my car and listen to music with my friends. The week before I passed my test we were sat chatting when a police car came down the road and pulled up behind us. Someone had broken into some allotments nearby and they were questioning us as to if we had seen anything. They searched my car- for tools that could suggest we had done it I presume, and when they found nothing they ran my license and obviously realised I only had a provisional license. I still at this point didn't realise I had done anything wrong, I wasn't driving the car, simply sat in it so I didn't realise I had committed an offence. The police informed me that because the engine was running, I could have been driving or about to drive and on that basis they convicted me for driving without a license. I only got 3 points and a 60 fine due to the fact I wasn't actually driving and at the time I accepted that with relief, I was terrified I'd get a ban or lose my license or get a massively unaffordable fine. I could have appealed but that would have meant going to court and I was only 17 and that terrified me. I declared the points to my insurance company straght away, but due to the nature of the offence my insurance was invalidated and void. I've only just now realised how serious having insurance voided in the past is. I'm supposed to be moving a 5 hours away in a few months for a job, and I have plenty of money saved for car insurance and a car, as without a car, the move is completely unrealistic. Without a car I won't be able to get to work as the hours are unsocial and my job isn't very well connected with public transport at all and so relying on public transport or taxis is simply not an option. I found a car, went to get an insurance quote, and found out that getting insurance is practically impossible when you've had insurance voided in the past. The points don't seem to be a problem, when I tell companies about my points but not about my insurance voided in the past they happily give me a quote. They're expensive, but affordable and it's what I was expecting. However, as soon as I tell them that my insurance was voided in the past they refuse to even give me a quote. I'm completely out of options and I don't know what to do. I need a car, but I can't get insurance as much as I try. I know I was in the wrong, but it seems like the voided insurance is more of a punishment than the points are and surely that isn't right? And the voided insurance will stay with me for the rest of my life, so does that mean that driving will never be an option for me? I'm sorry for the essay, I just really don't know what to do! If anyone's been in a similar situation with voided insurance or know of a company that would insure me then please let me know! Just anything that would help, let me know! Thank you so much in advance and sorry again for the babbling!

 

 

What to name a new insurance company?

If you were to start a insurance company what would you name it?

 

 

Should i cancel my car insurance?

I have bought a new car which i get tomorrow(with 7 days free insurance). My car I am trading in the insurance policy ends in September. The insurance company want an extra 700 pounds extra to add my new car. However i have no more payments to make on the car. I do not want to cancel my policy with only 3(free) months left(which will also incurr cancellation charges). I dont want to lose my NCB. I also grudge paying the expensive rate of insurance on my new car when i know i can get it cheaper elsewhere. Can i just leave my policy running and declare my new car off the road till my policy is due for renewal and set up a new policy elsewhere?sorry for such a long ramble. Any advice would be appreciated. Ps. i only have one years NCB so i dont want to lose my second year so close to the end of the policy.. bearing in mind i have no payments to make now either. Gaving a second years NCB would save me a few hundred pounds on my next policy.

 

So what happens when I don't have insurance and I hit another car who has insurance?

I don't think I shouldn't be responsible. I definitely want to pay for damages, and am an idiot, the insurance expired last month, I had no idea until we looked at the paper work. Yes, you're right about the doing good doesn't matter when it comes to the law...I shouldn't have typed that in the first place ,I suggest you to try this site where one can get rates from the best companies:

https://www.linkedin.com/pulse/aaa-colorado-insurance-quote-isaiah-long/